440 Hz Make Financial Adjustments

Any musician understands you must make constant adjustments in order to stay in tune. Heat, humidity, regular use or lack of use all have an effect on an instrument’s tuning. Our money is no different. As life seasons change, we must make financial adjustments.

Fine tune your attitude about work – We are made in the image of an amazing, creative, powerful God. Be creative, diligent, responsible and entrepreneurial. Work hard and develop your full earning potential.

Fine tune the art of contentment – King Solomon spent time, energy and a wealth of resources testing his heart with pleasures of every kind and yet at the end of his experiment he came to the conclusion that it was all meaningless. (Ecclesiastes 2:1-11) He had gained nothing in the pursuit of pleasure. Money and material things will never be a consistent source of happiness.

Fine tune your feelings about debt –Lack of contentment fuels a passion for immediate gratification and we fall into the trap of debt. The borrower is slave to the lender. (Proverbs 22:7). The average American spends $1500 a year paying credit card interest. Imagine what we could do if we reclaimed that money. Shoreline offers a wonderful program to equip you with practical tools for financial freedom. We will launch Dave Ramsey’s Financial Peace University classes on January 18th, 2015.

Fine tune your plan – There are five things you can do with your money:

  1. Spend it
  2. Repay debt
  3. Pay Taxes
  4. Save
  5. Give

The order reflects our priorities – me, me, we, me, others. Jesus turns the list upside down with this instruction:

But seek first his kingdom and his righteousness, and all these things will be given to you as well. Matthew 6:33 NIV

Re-order your plan:

  1. Give
  2. Save
  3. Pay taxes
  4. Repay debt
  5. Spend

When we honor God and put him first, we invite his generous blessings into our financial world.


This is part 4 in a series
Click here for part 3  Fine tune your financial perspective
Click here for part 2 Have a clear financial objective
Click here for part 1 – Find your financial reference point